Privacy Policy
HealthMattersCoverage.com (the “Website”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose your Personal Information when you use our free service to connect with licensed health insurance agents and compare affordable health plans. By using our Service, you agree to this Privacy Policy.
1. Information We Collect
We may collect the following information to facilitate insurance plan matching:
Health Insurance Needs: Basic details about your coverage preferences (optional).
Log Data: IP address, browser type, pages visited, and timestamps (automatically collected).
Contact Details: Name, phone number, email, and ZIP code.
2. How We Use Your Information
Your data is used to:
Connect you with licensed insurance agents or agencies.
Provide personalized health plan recommendations.
Improve our Service and user experience.
Comply with legal obligations.
We do not sell your information. Third parties (e.g., insurance agents) may contact you but are governed by their own privacy policies.
3. Cookies & Tracking Technologies
We use cookies to enhance functionality. You may disable cookies in your browser settings, but some features may not work. Third-party tools (e.g., Google Analytics) help us analyze traffic.
4. Third-Party Sharing
We may share your information with:
Legal Compliance: If required by law (e.g., subpoenas).
Licensed Insurance Agents: To provide plan options.
Service Providers: For website hosting, analytics, or customer support.
5. Data Security
We implement industry-standard security measures, but no electronic transmission is 100% secure.
6. External Links
Our Service may link to third-party websites. We are not responsible for their content or privacy practices.
7. Policy Updates
We may update this Privacy Policy. Changes take effect upon posting. Review this page periodically for updates.
8. Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.
9. California Privacy Rights (CCPA/CPRA)
If you are a California resident, you have the right to:
- Know what personal information we collect, use, disclose, and sell (if applicable).
- Delete your personal information (with exceptions).
- Opt-out of the “sale” or “sharing” of your data (if applicable).
- Correct inaccurate personal information.
- Limit use of sensitive data (e.g., health information) if used for inferring characteristics.
To exercise these rights, contact us at support@healthmatterscoverage.com. We will verify your identity before processing requests. You may designate an authorized agent to act on your behalf.
We do not sell personal information as defined under CCPA but may share data with insurance partners for marketing purposes (which may constitute “sharing” under CPRA).